NWPLI Exhibition at the Fire Island Lighthouse

Photo by Alida Thorpe

NWPLI 

(Nature and Wildlife Photographers of Long Island) 

Spring Exhibition at the Fire Island Lighthouse

April 19 - May 10, 2008

The Spring 2008 NWPLI Exhibit opens this Saturday, April 19th. 

There will be an opening reception party from 5-8 PM at the Lighthouse. 

Parking is at Robert Moses Field #5 (east end) 

and a shuttle bus will be available for the duration of the party.

If the weather is nice, you can walk on the boardwalk to the lighthouse. 

Handicapped parking is available at the base of the Lighthouse and a ramp leads from the unpaved lot to a side entrance of the Lighthouse. 

Free admission to the exhibit. 

Weather-permitting, tower tours may be available for a small fee.

Please join NWPLI to celebrate the opening of the show. 

If you cannot join us for the opening, 

the show remains at the Lighthouse until Saturday, May 10th.

It is available during the regular Lighthouse hours, generally 9:30-4:00.

We hope you can come and see some of the beautiful nature photography presented by NWPLI.

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Growing Demand of Families Struggling on Long Island, New York

Dear Friend,

Newsday's recent cover story, "Look Who Needs Help Now," may seem like an eye-opener, but sadly it is a situation with which we at Island Harvest are all too familiar.

With the cost of such essentials as home heating oil up 50%, gasoline up 21%, food staples up 18 - 22%, unrelenting taxes, and increasing mortgage payments - we find ourselves in a crisis that is compelling solidly middle class Long Islanders to turn to food pantries and other local charities for assistance with the basics.

We hear the stories every day - and have been hearing them for a while about the struggle working people must face to provide their families with nutritious meals to make it through a day. Demand for turkeys by our network of member soup kitchens, food pantries, and other agencies reached 22,000 last holiday season - a shocking 42% increase over the prior year.

As Long Island's largest hunger relief organization, we are supplementing over 5 million meals each year - yet it is still not enough to meet the growing demand of those struggling to make ends meet.

We continue to work hard to find creative ways to fill in the ever growing gap between the supply of donated food and demand for it - including securing commitments from new businesses and trucking in more food to Long Island from other parts of the country.

Your help is needed to address this not always visible, but serious and growing situation. You can help by making a contribution, volunteering, donating food, organizing a food drive, or getting your company or school involved with us. Our Web site offers many great suggestions on how you can get involved in the fight against hunger and food waste - and lend a hand to our neighbors in need.

Or if you want to talk to a person, you can call us at 516-294-8528.

Thank you for your concern and continued support as we work together in ending hunger and reducing food waste on Long Island.

Sincerely,
Randi Shubin Dresner
President and CEO


Island Harvest
199 Second Street
Mineola, N.Y. 11501 USA
516-294-8528

Island Harvest is a non-profit organization the bridge between those who have surplus food and those who need it. Our staff and volunteers “rescue,” or “collect,” good surplus food from over 600 retailers and wholesalers. Then, they deliver it, free of charge, to our network of 440+ soup kitchens, food pantries, shelters, Head Start programs, senior and community centers, and other places where those who need it can get it, all across Long Island, New York.

There are so many ways you can get involved with Island Harvest, from making a contribution or making a long-term investment by leaving Island Harvest in your will, becoming a volunteer, conducting a food drive or becoming a sponsor. For more information call 516-294-8528 or visit the website at www.islandharvest.org

Flood and Wind Insurance Reform in Congress

By Aaron J. Stein
The National Flood Insurance program, administered through FEMA which is in turn part of the Department of Homeland Security, is currently how the vast majority of Long Islanders and people all around the country buy their flood insurance when needed. The idea of the program was that because flood is catastrophic in nature, meaning that it can affect large numbers of people at the same time, that only the taxing power of the federal government was enough to make sure that when the time came to pay huge claims, the money would be there.

The problem is that the rates being charged in the program are not nearly enough to pay the claims, so additional monies have had to be put in over the years by Congress, and those funds basically come out of taxes paid be everybody, not just those in the flood hazard areas. There are some social arguments back and forth about whether that's right or wrong, but after Katrina, it was decided that the program needed to be revised to be 'actuarially sound', meaning that it would collect enough premium dollars to pay the claims, without resorting to general tax revenues or other bailouts. The difference is many billions of dollars, and the answer they have come up with is to include more people in the flood hazard areas and also to increase rates.

But since a couple of the people whose homes were destroyed in Katrina happened to be influential members of Congress, they are not looking to stop there. In trying to judge who was responsible to pay the claims of Katrina, there was a lot of finger-pointing on the part of insurance companies who denied some claims that they felt should have been paid under flood coverage. However since many of the affected residents had been told that the work of the Army Corps of Engineers, in building the levee system, would protect them from flood, they did not carry flood insurance and so were left with no way to rebuild.

What is being proposed is to move windstorm coverage from the private homeowners insurance industry to the government-backed flood insurance program, and price it accordingly. Interestingly, this has the insurance industry up in arms. Although as we know here on Long Island, and particularly as you get farther out on the South Shore of Suffolk County, many insurance companies are shying away from providing policies at all because of the windstorm exposure.

Now this sets up an interesting position for the insurance carriers. On the one hand, they are arguing that wind insurance should NOT be taken out of their hands and put into the Government hands. In general, a founding principle of our country was private ownership, and that the Government should not set itself up as a competitor to private industry. But there are many cases (Medicare, Workers Comp...) where private industry was not up to the task and the government stepped in.

To me, it seems simple enough - if covering losses for hurricanes is a money-losing proposition for insurance companies (which one would have to think it must be if they won't write more coverage) then why would they care if the government took it over? And virtually any argument that could be made for or against the government covering windstorm could be easily turned into the same argument for flood insurance. So which is it? The coverage is too risky and they don't want it, or it's profitable and should be left in private hands? The answers being given by the industry suggest they are trying to play both sides of the fence.

As for me as an agent, I have to say it doesn't really matter. I sell both the government flood insurance as well as home insurance for all kinds of waterfront property. Our job is to deliver, explain, and service the product. So I have no great stake in the outcome here, but I know a snow job when I see one.

Walking the Boardwalk, Sunken Meadow

Photos by Alida Thorpe

I went for a walk today on the Sunken Meadow boardwalk.

It was really pleasant and fortunately, not very cold.

I thought it was too cool today for a beach walk but the North Shore was protected from the wind and the warming sunshine was a welcomed addition.

It was a wonderful walk and a wonderful sunny day.

Can spring be close behind?

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Big Changes in Long Island Flood Insurance

By Aaron J. Stein

Hello all, and please accept my apologies for not having written a blog entry in quite some time. But this morning's Newsday article regarding flood insurance had something in it that got me so frustrated that I had to write.

The article is about the re-mapping of flood zones on Long Island by the FEMA, the government agency in charge of the national flood insurance program. They are using new equipment and techniques to reevaluate all the flood maps which may or may not result in people now being required by their bank or mortgage company to carry flood insurance where they may not have been required before.

FEMA is suggesting that some who live near a flood zone are currently outside of it might want to think about purchasing flood insurance now because the price may change dramatically if they are included in a flood zone after the new maps are issued. For instance right now someone who is not in a flood hazard area here on Long Island would pay under $400 for the maximum flood insurance available from the government. If your house is deemed to be in a flood hazard area when the new maps are complete your rate could easily be four to five times higher.

Under FEMA rules, if you have a flood insurance in place and your zone changes you grandfathered in to the old zone for as long as you keep your insurance in force. So if you live close to a flood zone but outside it you might want to think about buying one of the inexpensive policies now. If you end up in a flood zone and your bank requires the coverage, you will be locked into the lower rate. If you remain outside of flood zone under the new maps, you could cancel the policy after a year if you wish. (FEMA will not allow a policy to be canceled in the middle of the year unless you sell your home)

My problem is that in the article there is a quote from County Executive Steve Levy saying that homeowners should be allowed to make their own decision on whether to carry flood insurance or not, as opposed to having that decision made for them by FEMA or their bank. The fact is that we hear every day from people who are only buying flood insurance because their bank is forcing them because of government regulations. They feel that the fact that they've never seen a flood in their home means they will never be flooded. Unfortunately this is not the case and we only need to look at the ongoing problems resulting from hurricane Katrina to see that.

In addition, the idea coming from the County Executive that people should be able to choose which government programs and mandates they participate in and which they choose not to is absurd. If that were the case most people on the South Shore would probably still have cesspools in their backyards except that the government mandated participation in the Southwest Sewer District in order to protect our drinking water in the long run. The same logic is behind a part of our sales tax collections which go to fund open space purchases.

And how about school taxes? I have no children in school anymore. Can I opt out of school taxes because I no longer see the direct benefit to me? I found this to be a very irresponsible statement by the County Executive and contrary to the whole reason for the existence of virtually every government program. It's fine to be a fiscal conservative with the general opinion that government should take the least role possible in people's day-to-day lives. However say that these decisions should all be left to the individual homeowner and rely on them to make the best decision for everybody for the long-term simply does not work and is not valid.

Old Bethpage Village, Long Island

The Powell Farm

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Colonial American Details

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In the heart of the hamlet of Bethpage is Old Bethpage Village Restoration.

Bethpage is in the town of Oyster Bay, in Nassau County.

The Village Restoration is just one reason for people of Bethpage to be proud of the community in which they live.
Old Bethpage Village recreates the times of pre-Civil War Long Island and shows the agricultural and commercial, as well as the domestic lifestyle of the era.

It illustrates the crafts and skills of the time. The homes are filled with antiques and there are gardens and fields. The general store sells old fashioned root-beer and pretzels.

There are live demonstrations of hat making, spinning, weaving and blacksmith crafts.

There is always something new; the village is in a constant state of restoration.

There are more than 55 historic buildings on 200 acres, all original structures.

It gives the town of Bethpage a sense of history and makes people proud to live here.

Buildings were saved from demolition, from all over Long Island, and moved to this site.

Shops are set up and there is a school house with working fireplace and a period costumed teacher. In fact, all of the volunteer and working town’s people are dressed in period costume.

The Powell Farm is original to the site and is complete with pigs, cows and turkey.

This entire area was originally part of the Powell Farm and historical records tell us that Thomas Powell, a devout Quaker, bought the land in 1695 from the Massapequa, Secatog and Matinecock people.

The Old Bethpage Village Restoration is the center of community activity.

Special events are planned each month. There is sheep shearing in May and Autumn Harvest-time in October and there are various other activities throughout the year.
It is a wonderful historic destination and can be part of family life for those living near the village especially if the family interests involve historical America.

Old Bethpage Village also runs school group tours to enrich the culture of Long Island.
This is just one reason to drive out and visit Old Bethpage!
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Directions from the Southern State Parkway:
Southern State Parkway to Exit 28A Seaford Oyster Bay Expressway (NY135) North. Seaford Oyster Bay Expressway to Old Country Road East exit 10. Right turn onto Old Country Road Eastbound to Round Swamp Road. Right onto Round Swamp Road and village entrance will be on your left.

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Photos and text by Alida Thorpe

Winter on Long Island

photos by Alida Thorpe

Winter on Long Island holds many surprises.

The weather is cold but not for long periods of time.

Surrounded by water, the winters are relatively mild.

I hope you are enjoying your Long Island winter!

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